Disclaimer
The PIC Group Inc. (The PIC Group), which as used in these terms and conditions shall include its subsidiaries and affiliates, does not make any representations, warranties or guarantees, express or implied, regarding the accuracy, completeness, timeliness, non-infringement, merchantability or fitness for a particular purpose or use of any information contained in this Web site or of any information available on Web sites that are accessible by links found on this site.

The information available on this Web site, and the links to other sites contained in this Web site, are made available by The PIC Group on the express condition, which everyone accessing this Web site accepts, that no obligation, responsibility or liability, based in contract, tort (including, without limitation, negligence) or otherwise, shall be incurred by The PIC Group or any of its employees, contractors or agents for any loss or damage whatsoever, whether incidental, special, direct or indirect, consequential, punitive, exemplary, general, or for lost profits in connection with, caused by or arising from any delays, inaccuracies, errors or omissions in or infringement by, or from any use of, or reliance on, information available on this Web site, the links to other sites contained in this Web site or any information available on such sites or resulting from the incompatibility of any software downloaded, copied or otherwise accessed from this Web site.

By selecting a link on this site to another Web site, you will be leaving The PIC Group Web site. All information provided at another Web site is issued by and is the responsibility of the owner of that site. Links are provided for convenience only and a link to another Web site should not be taken to imply any endorsement of such site by The PIC Group.

Copyright Information
Copyright © 2007 The PIC Group Inc., All Rights Reserved.

The copyright in this Web site and the underlying HTML files which implement the hypertext features of the pages in this Web site are the property of The PIC Group. Except as expressly provided herein, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any material from this Web site in whole or in part without the prior written permission of The PIC Group. You may download, view, copy and print material from this Web site subject to the following: (1) such material may be used only for personal, non-commercial purposes; (2) such material may not be modified, disassembled or otherwise altered in any way; and (3) you must retain all copyright and other proprietary notices contained in the materials and acknowledge The PIC Group as the source. The PIC Group reserves the right to revoke any permission given in respect of material contained in this Web site at any time without notice and for whatever reason and to require you to delete, destroy or otherwise remove any such material.

Miscellaneous
All matters relating to your access to, or use of, this Web site shall be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. You agree to submit to the jurisdiction of the courts of Ontario in any legal action or proceeding relating to your access to, or use of, this Web site.

Should any provision of these Terms of Use be found to be illegal or unenforceable, all other provisions shall remain in full force and effect and be binding upon you.

Privacy Policy
At The PIC Group Inc., we recognize the importance of protecting information about identifiable individuals ("Personal Information"). This privacy policy applies to any transmission or communication of Personal Information outside of the solicitor-client relationship which may include, without limitation, communications with respect to recruiting, marketing and seminar programs.

We do not sell, rent, loan or otherwise disclose any Personal Information to anyone outside of The PIC Group Inc. Any information you give us is treated with care and stored securely, and subject to this privacy policy will not be used in ways to which you have not consented.

Although The PIC Group Inc. places an extremely high value on your privacy, at all times we reserve the right to disclose information where required by law; to comply with valid legal processes such as a search warrant, subpoena or court order; to protect our firm's rights and property; or during emergencies when safety is at risk.

How Personal Information is Collected and Used
We collect only that Personal Information which is provided to us voluntarily when you complete your name, address and any additional details you choose to provide on the "contact us" portion of our website or when you request information on our company. Such Personal Information is collected for the purpose of fulfilling the request that you have made of The PIC Group and to provide you with better service which may include, without limitation, adding your name and details to our mailing list in order to provide you with updates about The PIC Group news and events that may be of interest to you.

By providing us with Personal Information, you consent to the collection and use of such information in accordance with this privacy policy.